:root{
  --navy:#062b54;
  --navy-2:#0b3d70;
  --blue:#1671c7;
  --green:#65a818;
  --ink:#132238;
  --muted:#627085;
  --soft:#f4f7fa;
  --line:#dfe7ef;
  --white:#fff;
  --shadow:0 18px 45px rgba(10,35,65,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(6,43,84,.08);backdrop-filter:blur(8px)}
.nav-wrap{height:84px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy)}
.brand-mark{width:52px;height:52px;display:grid;place-items:center}
.brand-mark svg{width:100%;height:100%}.brand-mark .accent{fill:var(--green)}
.brand span:last-child{display:flex;flex-direction:column;line-height:1}
.brand strong{font-size:31px;letter-spacing:-1.4px}
.brand small{font-size:10px;letter-spacing:1.2px;margin-top:5px;font-weight:700}
.nav{display:flex;align-items:center;gap:25px;font-size:14px;font-weight:700;color:#17375b}
.nav a:not(.btn):hover{color:var(--blue)}
.menu-btn{display:none;background:none;border:0;font-size:26px;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:7px;background:var(--navy);color:#fff;font-weight:800;padding:14px 22px;box-shadow:none;transition:.2s}
.btn:hover{transform:translateY(-1px);background:var(--navy-2)}
.btn-sm{padding:11px 18px}
.btn-ghost{background:transparent;border:1px solid rgba(255,255,255,.7)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:#eef4fa}

.hero{position:relative;min-height:560px;overflow:hidden;background:var(--navy)}
.hero-image{position:absolute;inset:0;background:url('assets/hero-house.jpg') center/cover no-repeat}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,29,58,.96) 0%,rgba(2,29,58,.88) 36%,rgba(2,29,58,.33) 68%,rgba(2,29,58,.58) 100%)}
.hero-grid{position:relative;min-height:560px;display:grid;grid-template-columns:1fr 310px;align-items:center;gap:60px;color:#fff}
.hero-copy{max-width:680px;padding:70px 0}
.eyebrow{text-transform:uppercase;font-size:12px;letter-spacing:2.1px;font-weight:800;color:#b7dcff;margin-bottom:14px}
.eyebrow.dark{color:var(--blue)}
.hero h1{font-size:64px;line-height:.98;margin:0 0 20px;letter-spacing:-2.5px}
.hero h1 span{color:#fff}
.hero p{font-size:19px;max-width:650px;color:#e7eef7;margin:0 0 30px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.trust-row{display:flex;gap:25px;flex-wrap:wrap;margin-top:26px;font-size:13px;font-weight:700;color:#d8e8f8}
.benefit-panel{background:rgba(4,37,74,.88);border:1px solid rgba(255,255,255,.14);padding:22px;border-radius:16px;box-shadow:var(--shadow)}
.benefit-panel>div{display:grid;grid-template-columns:48px 1fr;grid-template-rows:auto auto;column-gap:14px;padding:17px 4px;border-bottom:1px solid rgba(255,255,255,.13)}
.benefit-panel>div:last-child{border-bottom:0}
.benefit-icon{grid-row:1/3;width:42px;height:42px;border:1px solid #7bbaff;border-radius:50%;display:grid;place-items:center;font-size:22px}
.benefit-panel strong{font-size:14px}.benefit-panel small{color:#c8d8e8}

.section{padding:86px 0}
.split{display:grid;grid-template-columns:1fr 1.05fr;gap:70px;align-items:start}
h2{font-size:42px;line-height:1.1;letter-spacing:-1.5px;margin:0 0 18px;color:var(--navy)}
.intro p{font-size:17px;color:#495a6e;margin-top:0}
.note{padding:18px 20px;background:#f5f8fb;border-left:4px solid var(--green);border-radius:6px;font-size:14px!important}

.services-section{background:var(--soft)}
.section-head{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:36px}
.section-head>p{max-width:500px;color:var(--muted);margin:0}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;min-height:250px;box-shadow:0 5px 20px rgba(0,30,60,.05);position:relative;transition:.2s}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.service-card.featured{border-top:5px solid var(--green)}
.service-icon{width:48px;height:48px;border-radius:50%;background:#eaf3fb;color:var(--navy);display:grid;place-items:center;font-size:23px;margin-bottom:18px}
.num{position:absolute;right:22px;top:20px;color:#9aabba;font-size:12px;font-weight:800}
.service-card h3{color:var(--navy);font-size:21px;line-height:1.2;margin:0 0 12px}
.service-card p{color:#59697b;margin:0;font-size:15px}

.membership{padding:86px 0;background:linear-gradient(135deg,#062b54,#0b3d70);color:#fff}
.membership-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}
.membership h2{color:#fff}
.membership p{color:#d7e4ef}
.check-list{list-style:none;padding:0;margin:26px 0}
.check-list li{margin:12px 0;padding-left:28px;position:relative}
.check-list li:before{content:"✓";position:absolute;left:0;color:#9ed541;font-weight:900}
.membership-card{background:#fff;color:var(--navy);padding:36px;border-radius:18px;box-shadow:0 22px 50px rgba(0,0,0,.2)}
.membership-card .star{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#eef7df;color:var(--green);font-size:24px;margin-bottom:18px}
.membership-card>span{font-size:11px;letter-spacing:1.7px;font-weight:800;color:var(--blue)}
.membership-card h3{font-size:28px;margin:8px 0 10px}
.membership-card p{color:#5c6c7c}
.mini-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;border-top:1px solid var(--line);padding-top:20px;margin-top:20px}
.mini-stats div{display:flex;flex-direction:column}.mini-stats strong{font-size:14px}.mini-stats small{font-size:11px;color:#728195}

.owners-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.owners-visual{display:grid;grid-template-columns:1fr 1fr;gap:14px;background:#f5f8fb;padding:20px;border-radius:18px}
.visual-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;min-height:125px;display:flex;flex-direction:column;justify-content:center}
.visual-card strong{color:var(--navy);font-size:16px}.visual-card span{font-size:13px;color:#68788b;margin-top:5px}
.owners p{color:#59697b}
.owner-points{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:24px}
.owner-points div{border-left:3px solid var(--green);padding:10px 14px;background:#f8fafc}
.owner-points strong,.owner-points span{display:block}.owner-points span{font-size:12px;color:#718092;margin-top:3px}

.process{background:#f8fafc}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.steps>div{background:#fff;border:1px solid var(--line);padding:28px;border-radius:14px}
.steps span{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:800;margin-bottom:18px}
.steps h3{color:var(--navy);font-size:18px;margin:0 0 8px}.steps p{font-size:14px;color:#617084;margin:0}

.service-area{background:#061f3c;color:#fff;padding:22px 0}
.service-area-grid{display:flex;justify-content:space-between;gap:30px;align-items:center}
.service-area p{margin:0;color:#c8d7e6;font-size:13px}.pin{color:#8cc63f;margin-right:8px}

.cta{padding:80px 0;background:#0b3d70;color:#fff}
.cta-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:start}
.cta h2{color:#fff}.cta p{color:#d5e4f1}
.contact-form{background:#fff;color:var(--ink);padding:30px;border-radius:16px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:flex;flex-direction:column;gap:7px;font-size:12px;font-weight:800;color:#304359;margin-bottom:14px}
input,select,textarea{width:100%;border:1px solid #cedae5;border-radius:8px;padding:13px 14px;font:inherit;color:#1b2d40;background:#fff}
textarea{resize:vertical}
.contact-form small{display:block;color:#7b8794;margin-top:12px}

footer{background:#03172d;color:#fff;padding:48px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr 1.1fr;gap:28px;align-items:center}
.footer-grid>div:not(.brand){display:flex;flex-direction:column}
.footer-grid strong{font-size:13px}.footer-grid span{font-size:12px;color:#c6d2df;margin-top:4px}
.footer-brand{color:#fff}.footer-brand .brand-mark{width:42px;height:42px}.footer-brand strong{font-size:25px}.footer-brand small{font-size:8px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:22px;color:#9fb0c2;font-size:11px}
.legal p{margin:6px 0}

@media(max-width:900px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:20px;right:20px;top:76px;background:#fff;padding:18px;border-radius:12px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
  .nav.open{display:flex}
  .nav a{padding:8px 4px}
  .hero-grid{grid-template-columns:1fr;gap:0}
  .benefit-panel{display:none}
  .hero h1{font-size:51px}
  .split,.membership-grid,.owners-grid,.cta-grid{grid-template-columns:1fr}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .section-head{display:block}.section-head>p{margin-top:10px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .container{width:min(100% - 28px,1180px)}
  .nav-wrap{height:72px}.brand strong{font-size:26px}.brand-mark{width:42px;height:42px}
  .hero,.hero-grid{min-height:590px}
  .hero-copy{padding:58px 0}
  .hero h1{font-size:43px}
  .hero p{font-size:17px}
  h2{font-size:34px}
  .section{padding:64px 0}
  .services-grid,.steps,.owner-points,.owners-visual,.form-row{grid-template-columns:1fr}
  .membership,.cta{padding:64px 0}
  .service-area-grid{display:block}.service-area p{margin-top:8px}
  .footer-grid{grid-template-columns:1fr}
}